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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Best money provider

My experience with zopa is very good and they are very helpful with any kind of support and guidance Reviewed on: 3rd February 2022

Best credit card service provider

This is the best credit card provider I have ever used. They provide more than just the money, fast services, excellent customer services, easy to use and navigate app, credit score advise and so on. Reviewed on: 3rd February 2022

The perfect card

Easy to use app easy to make payments by lots of methods just a quality product all round Reviewed on: 3rd February 2022

Fairly New Credit Card Customer

I am pleased with ZOPA's incremental approach to Borrowing, I have a modest credit limit but it is easy to control. I have just been advised by ZOPA that I am now eligible to apply for a personal loan, rates are competitive and I will consider. ZOPA seems to be much more flexible than the traditional large banks and building societies. I am very pleased with ZOPA's service to date. Reviewed on: 3rd February 2022

Excellent

It's amazing services and customer service people's are very helpful like a family I said many thanks to zopa team feels to me like a family thanks zopa Reviewed on: 3rd February 2022

So easy to use

I appreciate the choice it gave me a chance to build credit and start to be like every these days who uses cards to pay great always Communicate with good emails good information Reviewed on: 2nd February 2022

Amazing service

Struggled to get a credit card for ages due to my credit file being horrible, paid my bills on time for a year and hey presto. Zopa gave me a good rate and my card was with me within a week with a decent credit limit. Couldn't ask for more. Reviewed on: 2nd February 2022

fantastic

I first saw zopa card and thought i would give it a go I have had real good service from the firm if i have a question its always answered in my opinion it is a good company for my banking needs. Reviewed on: 2nd February 2022

Superb service with an excellent App. Easy to use.

Not one have I ever had a problem with Zopa. I have been really happy from day one. I couldn't recommend them more highly. Reviewed on: 2nd February 2022

Brilliant borrowing

An easy card to obtain and use, customer service always helpful. Reviewed on: 2nd February 2022

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