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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Quick, easy an friendly!

I found the Zopa experience to be really straight forward and very quick. The card arrived earlier than expected and registering on the app and getting my PIN sorted couldn't have been simpler. I get alerts with every use and checking my balance takes seconds. Zopa really helped me out of a tight spot, so thank you, Zopa! Reviewed on: 29th March 2022

Clear and easy

Great app, very fast so easy to see exactly where you are with your finances. Reviewed on: 29th March 2022

Amazing

Zopa has helped me out pay off some final bills! Reviewed on: 29th March 2022

Excellent

I'm recommending from anyone else to used. Best service in the world Reviewed on: 29th March 2022

Zopa the propa bank

Easy to open an account not to much red tape.phone staff helpful and friendly Reviewed on: 29th March 2022

Great and fast service

Perfect . They helped with Everything really put time and effort in to helping me Reviewed on: 29th March 2022

Helpful and friendly service

Helpful and friendly service. Clear conditions without hidden charges. Reviewed on: 29th March 2022

A breath of fresh air!

Application was simple and the website easy to use. So far great service Reviewed on: 29th March 2022

Very good ni

Nice bank thank you .......... ...... Reviewed on: 29th March 2022

Brilliant

No frills, no gimmicks or pantomime & so easy to use Reviewed on: 29th March 2022

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