Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

View other Zopa products

4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Great credit card

Great rates and very quick and easy Reviewed on: 13th January 2023

Great company

Great service no hassle easy to access on your phone Reviewed on: 13th January 2023

Ease of use

Easy to use and add to Google pay and so easy to pay online with my banking app Reviewed on: 13th January 2023

Easy to manage

Easy to manage everything in app in is place Reviewed on: 13th January 2023

Excellent

Simple, easy and excellent, great hops Zopa Reviewed on: 13th January 2023

Fab

Happy to use their credit card App is great Reviewed on: 13th January 2023

Perfect

Perfect card, great service from customer services, super quick replacement card when lost mine. Reviewed on: 13th January 2023

Helpful

Zopa has been a great credit card. They have helped me to get my credit score moving up the ladder again. A very helpful service. Reviewed on: 13th January 2023

Best credit card ever

Reason it's the best is the app is easy to access with great customer service support. Reviewed on: 13th January 2023

Credit card

Fantastic service and great customer service I would recommend Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Chrome Card
from Vanquis 4.08 from 8 reviews
Credit cards
from Virgin Money 3.81 from 807 reviews
Select Credit Card
from Nationwide 3.62 from 13 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub