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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Superb!

Great service. App very user friendly. Never any service issues. Easy to make payments. Several payment Options which provides flexibility. Reviewed on: 29th March 2022

Excellent

It's been excellent so far no complaints whatsoever. Reviewed on: 29th March 2022

Better than the rest

I found Zopa after reading a few good things about it and they’re by far the best people to go to.. never had any issues with my credit card! The app is easy to use and payments are easy to make! 10/10 app! Couldn’t fault. Reviewed on: 29th March 2022

Easy quick and user friendly

It's a good bank with good service Reviewed on: 29th March 2022

Staff are very helpful and the app

When I had a problem there was so great and the app is so great Reviewed on: 29th March 2022

I love this

App is simple and straightforward to use. Really love the savings feature, as well as the eligibility meter and the deals sections Reviewed on: 29th March 2022

Fantastic

So easy and simple to use!! The team at Zopa are just great!! Reviewed on: 29th March 2022

Best Card around

Best card to help with all your needs Reviewed on: 29th March 2022

I can recommend zopa 100% to people

Their interest are good compared with other credit cards Reviewed on: 29th March 2022

Easy use card

This card was easy to apply for and very easy to manage on the app Reviewed on: 29th March 2022

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