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Zopa: Credit card reviews

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4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Zopa are the best.

5
Very easy to make payments. They answer straight away. The over all service is very good I did not have any bad experience with them at all the app is so straight forward easy to use and can always pay bills on time and even see statements on there. And check next bill date. Reviewed on: 2nd February 2022
Martina Cole's avatar
Martina Cole

Great service

5
Am enjoying the app and it’s easy to use and easy to navigate through the process of getting your info on the account Reviewed on: 2nd February 2022
Katrina Chappell's avatar
Katrina Chappell

Excellent Credit Card Sevice

5
Easy application process, excellent app to manage the account and provide credit insights, really good service and product. Reviewed on: 2nd February 2022
Rob Moore's avatar
Rob Moore

Good for first time

5
This using this company I've had no problem you can always get help from there customers service when called at the right time and the card itself is good helping you improving your credit Reviewed on: 2nd February 2022
yardie Green's avatar
yardie Green

Excellent credit card

5
I have had my card a while now and it’s excellent regarding payment also come with a handy app that show you credit rating approving I recommended this card Reviewed on: 2nd February 2022
Tracy evans 's avatar
Tracy evans

Great service

5
Great service. App really easy. Very happy customer. Reviewed on: 2nd February 2022
Lois 's avatar
Lois

Excellent

5
Great bank easy to use highly recommended Reviewed on: 2nd February 2022
Andy Dixon's avatar
Andy Dixon

Available for people who have dropped into bad credit rating.

4
Through some awful events in my life my credit rating dropped from excellent to poor. Zopa is helping me get back my credit rating and my life. Reviewed on: 2nd February 2022
Keaneo Patterson's avatar
Keaneo Patterson

Excellent

5
Fast, efficient, wildly acceptable and simple to use Reviewed on: 1st February 2022
Momodu Turay's avatar
Momodu Turay

Easy application process

5
The app is simple and easy to use Reviewed on: 1st February 2022
George Hammer's avatar
George Hammer

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