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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Great service!!!!

5
You are so nice and patient! I find this app easy to use and I reccomend to many people like me always in struggling with the money Reviewed on: 1st February 2022

Brilliant

5
Great. Brilliant service, great app Reviewed on: 1st February 2022

Zopa super

5
Great service great card very easy to use and to pay back and the best bit is when you make a payment to your card it’s instant no 2-3 working days for it to get there Reviewed on: 1st February 2022

Great credit card

5
All round excellent service, zopa app very easy to use, kept upto date with everything relating to my account Reviewed on: 1st February 2022

Brilliant

5
Applying fast and set out so it was easy Reviewed on: 1st February 2022

Shopper.

5
Funds available when i need it.and its easy to pay back.hassle free.thank you. Reviewed on: 1st February 2022

Excellent

5
Dear all excellent customer support and excellent service I will callelt the understanding Bancking Reviewed on: 1st February 2022

Easy banking

5
Great app, easy to use and easily accessible Reviewed on: 1st February 2022

Great service and easy use

5
Very easy to use and help is always available. That makes ZOPA a great card to help anyone take care of the money and credit score. Perfect. Thank you. Reviewed on: 1st February 2022

Great credit card provider

5
Very easy to apply which make it fantastic provider Reviewed on: 1st February 2022

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