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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great and friendly service

Highly recommend this card to improve your credit score. Good customer service Reviewed on: 29th March 2022

Fab all round

I am very happy with the overall service. Reviewed on: 29th March 2022

Positive provider with easy app

The app is easy to use, and helps manage payments and set up direct payments. Reviewed on: 29th March 2022

technophobe friendly

Easy strait forward no stress, comparing to other household named credit card companies iv used this one is great. Everything is there sectioned the heading will take you exactly where you want to go not where they think you want to go transferes,payments, weekly notifications on your current eligibility for credit upgrades but the thing I really like is it helps you to get a grip on your finances step by step instruction on how to do it and where you can approve I love it. Reviewed on: 29th March 2022

Great

As a young person, it is hard to get credit cards unless you have a good credit score. Zopa has helped me start to build mine!! Reviewed on: 29th March 2022

Can't fault them

Not only do they help with your credit they also encourage you to save up money by using the Zopa app Reviewed on: 29th March 2022

Brilliant

Brilliant couldn't be any better Reviewed on: 29th March 2022

Zopa have been great

First time using a credit card and Zopa made it very straight forward. The one time I did have an issue their support team we’re available and really helpful. Reviewed on: 29th March 2022

Great!

Satisfied customer. Verry good ..Zopa!! Reviewed on: 29th March 2022

zopagood

I got interested in Zopa. good contract terms. ease of use of the application. speed of use. I received the card in no time. I will stay Reviewed on: 29th March 2022

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