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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good stuff

Zooplankton has been good since I had the card. Good rates,no hassles, easy to pay. Reviewed on: 29th March 2022

Zopa Credit Card

This is a great little card, that helped me out with a fairly big Vet's Bill. Reviewed on: 29th March 2022

Best one ever

Very quick to get, sorted out in minutes and card arrived in 2 days. The app is very easy to use. 10/10 definitely Reviewed on: 29th March 2022

Everything is good

Everything is very good and good application for used easy Reviewed on: 29th March 2022

Zopaaaaar!!

It’s zooparrr easy to apply for and the app is amazing!! Keeps you in control!! Reviewed on: 29th March 2022

Very understanding Bank, everything explained and they are always available for any queries

I find them 10/10.All interest payments etc explained in easy to understand text Reviewed on: 29th March 2022

Pleasant

Nice and easy with minimum payment options Reviewed on: 29th March 2022

Brilliant

Very good would highly recommend them Reviewed on: 29th March 2022

Happy

It is an excellent way to improve your credit in a simple and easy way, it is also super easy to control and it always keeps you up to date so that you don't miss payments. Reviewed on: 29th March 2022

Amazing

Customer service and all functions on app are great. Would find it hard to match it out in market Reviewed on: 29th March 2022

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