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Zopa: Credit card reviews

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4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Amazing

5
Really good credit card for credit building Reviewed on: 31st January 2022
craig burrows's avatar
craig burrows

Simple and easy app

5
Very user friendly and transparent with charges, all in one easy app Reviewed on: 31st January 2022
Andrew Nicholls's avatar
Andrew Nicholls

Always a helping hand available when needed

5
My experience with Zopa is great, everything is made easy and understandable, everything is explained so I can understand it clearly Reviewed on: 31st January 2022
Jackie Sumner's avatar
Jackie Sumner

Zopa review

5
I have found Zopa to be both helpful and informative without being 'pushy'. I would gladly recommend them to family and friends alike. Reviewed on: 31st January 2022
Andrew Redmond's avatar
Andrew Redmond

Easy to use

5
It’s so easy to navigate ! Clear information with handy tips Reviewed on: 31st January 2022
Theshark's avatar
Theshark

Top class

5
What else can I say really, top class customer service and simple easy to navigate app definitely a 10/10 for me Reviewed on: 31st January 2022
Derren Harper's avatar
Derren Harper

The best card in UK for me!!!!

5
I love this card very easy to use. Reviewed on: 31st January 2022
Denilson Bitencourt's avatar
Denilson Bitencourt

Handy credit card, easy to use with on-line app. Very convenient.

5
Only positive things to say about Zopa - never had a bad experience. Easy yo use and keep on top of purchases, love the ease of the App. Easy yo check balance and make regular payments. Reviewed on: 31st January 2022
Julie's avatar
Julie

very handy to have

5
non hassle to deal with, easy made payments, recommened this cared. Reviewed on: 31st January 2022
Derek Christie's avatar
Derek Christie

Amazing

5
Helped me turn my finances around Reviewed on: 31st January 2022
Alan Jones's avatar
Alan Jones

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