Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

View other Zopa products

4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Credit card

Zopa is an excellent way of building your credit easy to speak can’t be happier Reviewed on: 13th January 2023

Honest

I have a zopa credit card and interest rate is stable. No hidden charges compare to other.. Reviewed on: 13th January 2023

Zopa credit card

Support, instruction, loyalty, professional, what more can I say apart from thank you zopa you have helped me change my financial status Reviewed on: 13th January 2023

Minus 5 starts

Three times the support re-ordered my credit card two months passed I still haven't received it Reviewed on: 13th January 2023

100% Credit Enhancer

ZOPA has enables me to gain a decent credit card for my low credit score. The app is excellent and very user friendly. Never a problem whilst been with Zopa and its actualy helped improve my credit score. Reviewed on: 13th January 2023

Ricky

Brilliant company so at ease easy to talk to very helpful Reviewed on: 13th January 2023

Easy use good customer serice

Very informative keep you updated Reviewed on: 13th January 2023

Superb

Always helpful very easy to use the app and secure to use. Great service Reviewed on: 13th January 2023

Great Service!!

Zopa Credit Card is a great service for those who want to manage their spending, get better deals on their credit card, and enjoy a host of other benefits. They have excellent customer service, and their rates are among the lowest in the country. Their app is easy to navigate, so you can use it anywhere you want! Reviewed on: 13th January 2023

Great product great control

Full control over account with being able to pay back instantly with it showing straight away Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Rewards Credit Card
from Lloyds Bank 4.17 from 14 reviews
Everyday Credit Card
from Santander 4.05 from 23 reviews
Credit card
from HSBC 3.17 from 122 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub