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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

It was a perfect eperience

I had a great experience using ZOPA Reviewed on: 29th March 2022

Great company

They give everyone a chance to get a credit card Reviewed on: 29th March 2022

Really easy and professional service and product!

Never have any issues with late payments as always get prompted in a courteous way. Staff seem genuinely interested In Their product! Great experience and in my opinion much easier to manage and use than high street banks etc Reviewed on: 29th March 2022

Awesome

Fantastic so easy to use great customer service Reviewed on: 29th March 2022

Great service

Very understanding company. Great service. Reviewed on: 29th March 2022

Great card

Great card for little online purchases that you don’t want to use your debit card Reviewed on: 29th March 2022

Easy to apply for setup and use

I was able to buy some clothes and bitcoin well happy thanks Reviewed on: 29th March 2022

Customer centric

I have had a great (5 star) experience using Zopa Reviewed on: 29th March 2022

Easy to use accepted quickly

Didn't have towait long to get approval. Got card within couple of days and ready to use. App is very good too! Reviewed on: 29th March 2022

Very helpful.

Very helpful and user-friendly company both in the application process and an ongoing daily basis. Reviewed on: 29th March 2022

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