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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Very helpful and easy to use

5
After applying my credit card come quick. Also using the app very easy. I recommend to who wants to zopa. Thanks Reviewed on: 31st January 2022

Best one I ever have

5
Easy and clear. I am please to be part of it. Costumer service and help 100% helpful and spot on. Reviewed on: 30th January 2022

I have received excellent customer service and clear money advice.

5
The difference is Zopa are always available to take your call. They are helpful, friendly , knowledgeable and very patient. I love being a customer of Zopa . It is the best customer service I have had in many years !!! Reviewed on: 30th January 2022

Great, easy to use card

5
I was looking for a card to help build my credit, zopa approved my application and have been very helpful Reviewed on: 30th January 2022

Zopatastic

5
Zopa is great. Very easy to use, good rates really and well managed Reviewed on: 30th January 2022

The Best

5
So easy to work with and prompt service and validation system. Reviewed on: 30th January 2022

Zopa

5
Zopa is reliable, good for money and easy to use Reviewed on: 30th January 2022

Nice staffs

5
His Zopa is very reliable including there staffs, excellent Reviewed on: 30th January 2022

Easy simplified app to use

5
App easily usable Payment and itemised not had any problems with customer service very efficient and polite Reviewed on: 30th January 2022

Excellent service, easy to use and quick updates

5
Hands down the easiest most efficient card company I use at the minute… have recommended to everyone I know. Their app is so straightforward and easy to use, updated super quick to help keep your spending and payments on track. Cannot recommend highly enough Reviewed on: 30th January 2022

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