Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great service

Great service with easy to use informative app Reviewed on: 29th March 2022

Arturo1978

Very high recommendation Zopa very helpful building your credit score. Reviewed on: 29th March 2022

Overall Amazing

I really like signing up with Zopa, it was very easy to use and very quick to set up. I have had no issues with using the app and it has a lot of useful tips to use to be smart with money. I would recommend this to anyone I speak to. Reviewed on: 29th March 2022

A Great Review

Thanks to Zopa ,so helpful and very easy and generous alround,thankyou Zopa Reviewed on: 29th March 2022

Handy and easy to use

Was quick to activate and easy to fill app. Reviewed on: 29th March 2022

Works for me

The app is easy not a gimmick application was easy so yeah all good Reviewed on: 29th March 2022

Zopa is Number1

Love zopa had them for a few months now and have never had any issue with them great company Reviewed on: 29th March 2022

Great company

Brilliant service! Any problems there online chat agents are always there to help. And i also like the app it is easy to use and manage payments Reviewed on: 29th March 2022

Good card company

Good card company interest not to high which is good always sends me reminders. I recommend Reviewed on: 29th March 2022

Great card

Great app and card easy to track payments and balances Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Partnership Card
from John Lewis 1.31 from 890 reviews
Credit card
from HSBC 3.06 from 120 reviews
Flexicard
from Halifax 4.57 from 5 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub