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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent

Easy to apply for, very helpful and easy to use app. Reviewed on: 13th January 2023

Brilliant and easy to use

Zopa is easy to use and very easy to understand , they want to help you and every cost Reviewed on: 13th January 2023

Keeping on track

The card is great it keeps you up to date with all your spending and gives you plenty notice when your next payment is due Reviewed on: 13th January 2023

Fantastic

Can not fault the company. Take everything into consideration will highly recommend Reviewed on: 13th January 2023

Amazing, Clear and easy to understand

ZOPA credit card is so clear and easy to understand. I love the fact that you can set up a credit cushion for unexpected finances. You can track your spending, and on making payments in shops, a message comes up where you last spent money, which helps you keep on top of spending. Love it, thanks , ZOPA Reviewed on: 13th January 2023

Exactly what you want!

Excellent helpful and understanding company first class ! Reviewed on: 13th January 2023

Great card

Easy to use good deals really think it is a good product Reviewed on: 13th January 2023

Simple to use

Great credit card and very easy to use Making payments are simple and fast Reviewed on: 13th January 2023

This is by far the best credit card I've ever had.

Great company. Very lovely staff. Good rates and will recommend to others. Thanks. Reviewed on: 13th January 2023

Zopa is Easy

Good simple App which allows easy viewing and control of spending and visibility of transactions. Reviewed on: 13th January 2023

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