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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

First credit card

My first credit card since I’ve resolved my debts, having the chance to finally increase my credit rating and since everything else has improved! Reviewed on: 29th March 2022

Great credit card.

Ease of use of the app, straight forward terms. Reviewed on: 29th March 2022

Helpful

When I open up my credit card account zopa contacted myself and asking how I was finding using my new card at first mycard was not working at atm but zopla to the rescue they given me advice and assistance throughout the process and the members of staff were very helpful. Reviewed on: 29th March 2022

Excellent Provider

Had a delightful experience; simple, hassle free, app is excellent and customer service is superb. Would highly recommend. Reviewed on: 29th March 2022

Amazing

Amazing company great experience. Would definitely recommend them Reviewed on: 29th March 2022

Best ever

The best and excellent service e ever Reviewed on: 29th March 2022

Best credit card I own

Great credit card, one of the best I’ve got, handy app shows when your eligible for other credit based on your score. Recommended by me! Reviewed on: 29th March 2022

Lovely experience

Really good company to deal with and great app! Love this card Reviewed on: 29th March 2022

Great Service

Great Customer Service Always There To Help Very Understand And Willing Help And Listen Reviewed on: 29th March 2022

Fantastic

Very easy to manage and control and easy to make payments Reviewed on: 29th March 2022

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