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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Great card

Easy to use easy app fast and quick payments Reviewed on: 30th January 2022

The Best without a doubt. definitely deserves a world's no.1 credit card awards

Zoopa is most generous and helpful and approved my application even knowing I have poor credit rating now I can see zoopa built my credit rating on clear score and experience. Thanks a lot zoopa team Reviewed on: 30th January 2022

Not to bad

Good company and I would recommend to friends Reviewed on: 29th January 2022

Very straightforward

Clear and precise app. Always give alerts on spending, credit limit etc. Highly recommended provider. Reviewed on: 29th January 2022

Quick, simple and professional

I had never heard of Zopa before. The application process was quick and simple and my account was set up and ready to use in a very short space of time. Interest rates are very competitive and I would highly recommend Zopa. Reviewed on: 29th January 2022

Perfect service

Highly recommended to anyone what an amazing experience Reviewed on: 29th January 2022

Highly recommended

I use this card to build up my credit rating and using the app it is so easy to keep a check on spending and pay off balance Reviewed on: 29th January 2022

very good

I am very pleased with the zopa bank I recommend to all my friends recently I have recommended to Mr. Radoslaw Tomczak Reviewed on: 29th January 2022

Best Credit Card Experience

I have dealt with many credit cards companies during the years, hence, Zopa seemed to be the best reliable one and the customer service they provide is the best since now. Thank you for your services and understanding when needed. Reviewed on: 29th January 2022

Good company

No problems at all good service all around Reviewed on: 29th January 2022

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