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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Amazing company

Totally reliable and trustworthy company easy to access account customer services are very polite and always go above and beyond for there customers they always on time with taking payments Reviewed on: 29th March 2022

Never a problem

Great service nice friendly helpful honest Reviewed on: 29th March 2022

The best credit card

Easy to apply for, you get your card fast in the post and the app is so easy to use everything is explained well, and the Apr is very reasonable. Reviewed on: 29th March 2022

Great credit

Great way to boost credit score Reviewed on: 29th March 2022

Excellent credit card providers.

The zopa credit card use and app is very easy to understand and user friendly. It is flexible and almost everyone can get what is suitable for him. Reviewed on: 29th March 2022

Great features

Love the credit cushion and smart saver interest is not too bad either. Haven't had a chance to check the loans because of eligibility. But everything else looks good Reviewed on: 29th March 2022

Highly recommended

Easy to use app, straightforward application no issues at all. Reviewed on: 29th March 2022

Top service

Amazing customer service. Great bank Reviewed on: 29th March 2022

It was awesome and that could make me recommend Zopa to family and friends

My experience with Zopa credit card can make me to write ✍️ many pages because it was a good one Reviewed on: 29th March 2022

Great service. Fast application

Very easy to apply, fast card delivery Reviewed on: 29th March 2022

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