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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fabulous app

Since I had received my card, the all process so amazing quick to set up Reviewed on: 13th January 2023

Fantastic Customer Journey

Responsive Customer service, excellent advice and on the button notifications and correspondence Highly recommended Reviewed on: 13th January 2023

Very helpful customer service team.

Easy application and zopa keep up updated on your credit score. Reviewed on: 13th January 2023

Easy hassle free

Easy to apply hassle free, great company's Reviewed on: 13th January 2023

Good credit card

Easy to access and apply, great updates for usage and rate changes, options to apply for loans linked to credit cad usage Reviewed on: 13th January 2023

Top credit card provider

Easy to apply and the app is great. No fuss payment method and simple to use. All round fab company. Reviewed on: 13th January 2023

Great card and service

Always helpful and good all round service. Reviewed on: 13th January 2023

No problem with Zopa

I have been a Zopa customer for a while and I always find them very helpful Reviewed on: 13th January 2023

Zopa is amazing

Easy to work with and telephone staff are s polite and helpful Reviewed on: 13th January 2023

Very good

Easy to manage the credit card app Reviewed on: 13th January 2023

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