Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent service and supprt

Quick. easy and friendly. Would recomend to anyone. Reviewed on: 13th January 2023

Clear and concise

Clear and concise when I need information. Customer service are brilliant too! Reviewed on: 13th January 2023

Credit card

Awesome company great hassle free credit card Reviewed on: 13th January 2023

Zopa card is very good

I am using 1year it was so good Reviewed on: 13th January 2023

Top notch provider!

Could not speak high enough of Zopa, great provider and always great service Reviewed on: 13th January 2023

Simple

Easy, simple & straightforward, as it should be. Reviewed on: 13th January 2023

A company that cares

Great response time, easy to use apps, good interest rates, and they don't give credit increase after credit increase; they are highly responsible and I'd recommend them to anyone. Reviewed on: 13th January 2023

Great credit card,good rates and easy to navagate on app

The app is so easy to use, I get notifications to allow me not to miss payments, overall great card Reviewed on: 13th January 2023

Perfect

My Zopa card and app allow me manage my finances how I want where I want and when I want Reviewed on: 13th January 2023

Just great

Great to deal with simply the best staff Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Bank of Scotland 4.40 from 14 reviews
Credit Card
from Allied Irish Bank - AIB 4.11 from 6 reviews
Credit card (discontinued)
from Metro Bank 4.76 from 880 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub