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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Very satisfied

Very good fast and easy to use I am very satisfied with the outcome Reviewed on: 29th March 2022

Excellent service

Everything with Zopa is so easy. I can access the app whenever I want to check how much I’ve spent and how much I need to pay back. If I’m struggling I get the option to pay a certain amount back to clear my balance. Also, the credit card is so pretty Reviewed on: 29th March 2022

Really good service

It’s very easy and simple to apply Reviewed on: 29th March 2022

Helpful

Just been a great and useful card to have Reviewed on: 29th March 2022

Since i have had it been happy with the out come

Fast action on getting approved and card arriving service as been top notch since having the card thank you. Reviewed on: 29th March 2022

Fab Service

Great service. Easy to use and set up. Alerts for spending and when near limit Reviewed on: 29th March 2022

Very good

Good service and fast all time good information me stav account. Reviewed on: 29th March 2022

Best credit card

Best credit card for people in the uk who are not here for 3 years to apply for it in a traditional bank Reviewed on: 29th March 2022

All round excellent

Zopa app and card are incredibly easy to use. I really like how you can see the updated balance straight away and not wait for 2 days to be updated like other credit cards. The app is also very user friendly with clear menu. Reviewed on: 29th March 2022

Absolutly fantastic card and company

Never had an issue with these guys. Always happy to help. Really simple online account and the overall management of the card is simple to use. From little things such as changing your pin all the way up to the customer service team who are on hand to manage your quaries Reviewed on: 29th March 2022

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