Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

My first choice credit card

5
Great Card, Great Customer Service and has helped me improve my credit score. Reviewed on: 29th January 2022

Outstanding very friendly

5
Great service make regular payments intrest charges are very good too Reviewed on: 29th January 2022

Quick and easy

5
Quick and easy to apply for no matter the credit score. App is very simple to use and has all necessary features Reviewed on: 29th January 2022

Quick, easy, secure

5
applied and received in a quick, really simple to activate and easy to use, Feel secure to use it. Reviewed on: 29th January 2022

Ms

5
Excellent service and good communication Reviewed on: 29th January 2022

Zopa credit card

5
Great card to use . Very simple and easy. Reviewed on: 29th January 2022

Aviva

5
Easy to use, help when you need it Reviewed on: 29th January 2022

Simple and affordable

5
I tried numerous credit cards but since i start to use zopa I don't need to try another one. Highly recommend Reviewed on: 29th January 2022

Best card for low income

5
So easy to apply for and easy to manage with a great app for your phone. A+ Reviewed on: 29th January 2022

Is very good

5
I have this card is very good if anyone wants this is good Reviewed on: 29th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65248 reviews
    Zopa
    View all products