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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Totally great!!

No pressure. Very efficient. And the app is great too , very easy and convenient to make repayments. Reviewed on: 29th March 2022

Zopa credit card

Since joining Zopa I’ve had no problems with it. The card is easy to use and it helps me build my credit score. Reviewed on: 29th March 2022

Zopa - Super efficient!

The efficiency of Zopa is fantastic! Everything is all there in 1 place, the app is super easy to use and the customer service is fantastic Reviewed on: 29th March 2022

Fast delivery good price

it is very easy to apply and very easy Reviewed on: 29th March 2022

Zopa

I found Zopa brilliant and very easy to use and fast to reply Reviewed on: 29th March 2022

Very happy would recommend

I can’t fault Zopa great company never an issue app is easy to use they check every month automatically if you can increase your limit Reviewed on: 29th March 2022

Zooa review

Great service I would highly recommend Zopa to friends and family Reviewed on: 29th March 2022

Zopa app

The zopa app is so easy to use, when you make a payment a notification to your phone telling you how much you have spent and shows the remaining credit. making payments is easy, you can do it manually or you can set the monthly date for automatic payment. Plus you can keep an eye on your credit score and get card and loan offer quotes taylored to your situation. Reviewed on: 29th March 2022

Excellent credit service

Very good credit card easy to use and manage and love the idea of no physical credit card excellent product and service Reviewed on: 29th March 2022

Great service

Great service, with a very good App. very happy with everything, from the signing up processnto even receiving my card, everything was quick and officiant. Reviewed on: 29th March 2022

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