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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Fantastic

5
Fantastic experience with Zopa, would definitely recommend to anyone very easy to use Reviewed on: 29th March 2022
Louise H's avatar
Louise H

Great company and service

5
Great, simple easy to use service, very quick responses and easy to follow instructions Reviewed on: 29th March 2022
Michelle Darcy's avatar
Michelle Darcy

Amazing

5
App is easy to use and really useful for organising my finances Reviewed on: 29th March 2022
Marissa 's avatar
Marissa

Great card

5
Excellent credit card, with good rates Reviewed on: 29th March 2022
robwhite@myself.com's avatar
[email protected]

easy to use

5
Just so simple and easy to use and understand. Great features, and brilliant use of modern technology to go with the card with the App. Reviewed on: 29th March 2022
DLatham's avatar
DLatham

Great service

5
Zopa has provided me a great fast efficient service Reviewed on: 29th March 2022
Nicola Street's avatar
Nicola Street

Great!

5
Still new to Zopa, it’s going well, recommend to family and friends Reviewed on: 29th March 2022
Matty d's avatar
Matty d

Better than expected

5
Customer service is fantastic, easy to use and set limits for spending and all in all a great way to build your credit score and keep track of what you’re spending. Reviewed on: 29th March 2022
Chloe Wilson's avatar
Chloe Wilson

I highly recommend Zopa

5
Zopa’s a great credit card, especially if you are new to the credit world. Reviewed on: 29th March 2022
Jadesola's avatar
Jadesola

Great card

5
Help me get back on track with my credit score best card for helping Reviewed on: 29th March 2022
edward dillingham's avatar
edward dillingham

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