Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good card helps me out every month

Never had a problem customer service help me with with loss of my card happy to help and explain any questions Reviewed on: 29th March 2022

They are not time wasters

Straight to the point and app is very easy to use. Reviewed on: 29th March 2022

Great service highly recommend

Good for people with bad credit Reviewed on: 29th March 2022

Great credit booster

Amazing credit card that I use often helps me manage and raise my credit score in the app aswell as making paying of any credit easy as can be would definitely recommend to people as even with a low credit score to start woth you get a decent amount to use and build up Reviewed on: 29th March 2022

Very good

Have a credit building credit card with zopa and they have been brilliant in helping me achieve my goal Reviewed on: 29th March 2022

All you need

Fantastic service, quick decisions very easy to use, You get quick replies to questions and understand peoples needs thank you Reviewed on: 29th March 2022

Love the app

Card is easy to use and track having the app on your phone. Reviewed on: 29th March 2022

Spot on

Easy to know what I'm spending and Easy to back at any point using the Zopa app Reviewed on: 29th March 2022

BEST USER EXPERIENCE FOR CREDIT CARDS

I have recently signed up with ZOPA and I must say I’m very pleased with this credit platform. Seamless user experience,affordable rates,flexible repayment dates,fast transactions,responsible lender. I would say ZOPA it’s the Monzo of Credit cards,I congratulate them on their amazing platform. Reviewed on: 29th March 2022

Easy simple banking

I have the app which is very easy to use and has everything I need. I can self serve which is great and if I need to speak to someone they are on hand too. On the go, very professional and great service all round! Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Metro Bank 4.86 from 880 reviews
Credit card
from PayPal 0.00 from 0 reviews
Clear Rate Platinum Credit Card
from NatWest 4.51 from 18 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub