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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Miss sky harris

Very good service easy to use and the app is very easy to use Reviewed on: 13th January 2023

Simple and effective

Love the fact when I make a transaction, I also get a notification notifying me of my credit remaining. Reviewed on: 13th January 2023

There when you need them

Very kind and caring and polite in every way .hopefully our relationship will continue every day Reviewed on: 13th January 2023

Great service

Fantastic company and great products Reviewed on: 13th January 2023

Excellent

Excellent customer service, very supportive with finances Reviewed on: 13th January 2023

Best credit group ever

Easy to apply, always help when that is needed. Reviewed on: 13th January 2023

affordable

excellent, low interest , good for building poor credit rating Reviewed on: 13th January 2023

So simple and easy

So simple and easy all through every single process! Really good credit card process Reviewed on: 13th January 2023

Super

Amazing, no issues at all. Straight forward card. Reviewed on: 13th January 2023

Positive

Really easy sign up process, great credit builder. Great customer service and helped when I rang in to change payment date. Highly recommend Reviewed on: 13th January 2023

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