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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

High recommend

I just applied in a few second and been approved straight away Reviewed on: 13th January 2023

Amazing

Approved straight away no hassle Reviewed on: 13th January 2023

Excellent service

A timely help , excellent service Reviewed on: 13th January 2023

Fantastic service thanks for the help

I was ill and suffering with depression they helped me though my illness and money problems Reviewed on: 13th January 2023

Always good

I’ve been with Zopa for a while now and haven’t had any issues. So I’ve also decided to open a savings account with them.. i need to do more try and move all finances over. I always trust Zopa Reviewed on: 13th January 2023

Brilliant card

This card is great easy to use and control has all the safety features and protection you need Reviewed on: 12th January 2023

Great service

Really great service and always handy at the end of the month essentials, Really easy to use And is very useful and quick to pay any balance or monthly fee Reviewed on: 12th January 2023

Brilliant

App is great does everything I need to do and helps me manage things easily, only thing I'd suggest is credit increases if you pay on time everytime in a 12 month period would be a nicer incentive to work towards Reviewed on: 12th January 2023

Quick and easy to use which I like

Really easy fast secure and perfact Reviewed on: 12th January 2023

Top Notch!

This is a fantastic credit card with customer need priority. I will always recommend. Reviewed on: 12th January 2023

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