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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Credit card with peace of mind

An instructive credit card provider that keeps you in the know. Keep it up. Reviewed on: 29th March 2022

.

Easy to you app every thing you need Reviewed on: 29th March 2022

Amazing credit card

Best credit card, simple and affective Reviewed on: 29th March 2022

Good

Good service from them as a credit card company Reviewed on: 29th March 2022

Great Credit building card

Perfect for low credit scores, really helps to improve credit rating, mine went up only after 2 months of opening the account as long as payments kept up to date. Reviewed on: 29th March 2022

Best in Best

When i got approved by Zopa i got shocked, they have provided a good credit limit long with limitless experience. I would recommend zopa to everyone Reviewed on: 29th March 2022

efficient

fast efficient happy with service Reviewed on: 29th March 2022

Very informative and helpful.

Easy to access the app and useful info. Reviewed on: 29th March 2022

Very good

Very nice and quick app. It’s works very fast. Reviewed on: 29th March 2022

The best credit card

Zopa is not just a credit card, with Zopa you put your money on a different level by saving and using this company. Payments are easy! Reviewed on: 29th March 2022

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