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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Excellent!

5
I have used Zopa to build my credit score, and it's work well Reviewed on: 28th January 2022

Great credit building card and savings too!

5
Zopa were the only provider to offer me a credit card following a bad financial time and I have no complaints. Great app, easy customer services. Reviewed on: 28th January 2022

I am very happy with this card

5
very good card , I recomend to every one Reviewed on: 28th January 2022

Customer Services is good

5
Card arrived quickly. Credit limit increased within 6 months. Have no problems contacting customer service. Answer you very quickly. Reviewed on: 28th January 2022

Great service

5
App very easy to use and no hidden charges. Highly likely to recommend friends and family Reviewed on: 28th January 2022

Easy to apply

5
Quick and easy,fast delivery,easy to control your account online Reviewed on: 28th January 2022

Easy Peasy

5
Extremely easy to apply. App is excellent and user friendly. Would recommend Reviewed on: 27th January 2022

Friend in need is friend indeed

5
When no one give money It helps me when i am in emergency in need of money .thank you for providing me this account. Reviewed on: 27th January 2022

Great Credit Card

5
Easy to apply, received the card quickly and the app is so easy to use. Would definitely recommend Zopa to friends and family. Reviewed on: 27th January 2022

Just awsome

5
Really good app and the way ur worlds is brilliant creator building hear I come Reviewed on: 27th January 2022

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