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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent service

The service was very straight forward and stress free Reviewed on: 29th March 2022

Easy peasy

Easy to use, great app, not Hadd any issues, also offer good rates for saving compared to my bank. Reviewed on: 29th March 2022

Updates

Mostly updated with the pros and downs on the account will be actually helpful for the customers to balance their expenses Reviewed on: 29th March 2022

Fab card

Great card with excellent rates, perfect for rebuilding credit and increasing your credit score 5* Reviewed on: 29th March 2022

Cracking

Great app, great bank to deal with Reviewed on: 29th March 2022

Zopa Cedit Card!!

Zopa is a reliable credit card provider with an amazing and quick app, i never faced an issue with my transactions and always had the support i needed. Cheers! Reviewed on: 29th March 2022

I'm happy with the service

Quick and easy to use good app never had any problems with the app or using the card Reviewed on: 29th March 2022

Easy, fast absolutely brilliant

One of the easiest and simpleist processes I have completed for a credit card. Reviewed on: 29th March 2022

Soo good

They are helpful with problems and they provide a smooth and easy to navigate platform which they operate on. Reviewed on: 29th March 2022

Effortless

Everything is easy and manageable with zopa, no fuss, no hassle Reviewed on: 29th March 2022

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