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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Its amazing

Quick and easy to use with immediate balances showing Reviewed on: 27th January 2022

Excellent service

A great card, easy app to use, great customer service Reviewed on: 27th January 2022

Fantastic Zopa

The Zopa card , is a very helpful card with small payment and the team always ready to help. Thank you Zopa Reviewed on: 27th January 2022

Perfect service

A good credit card and very useful and helpful. Reviewed on: 27th January 2022

Trustworthy

I trust Zopa to have my best interests as they don't dither about reporting to CRAs; other companies that claim to help improve credit rating could learn a thing or two from Zopa. I would recommend them to my favourite people. Reviewed on: 27th January 2022

Most affordable credit card.

Very convinient to use with its security features that alerts you each time any transaction is carried out.Helps to build your credit as well Reviewed on: 27th January 2022

Banking at your Finger tips !

From application to daily use, straight forward No hidden agenda ! Banking at your finger tips as instantaneous as a Smile...Thank You. Reviewed on: 27th January 2022

The Zopa way keeps bad credit a bay!

Very good App, so easy to use, excellent card to build your credit rating. Fully recommend Reviewed on: 27th January 2022

Amazing so helpful and handy

Zopa has been amazing there app Is really informative and useful thanks Reviewed on: 27th January 2022

Grumpyteacher

Good card easy to use and pay off on line . Reviewed on: 27th January 2022

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