Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

View other Zopa products

4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40269)

Hassle free

Zopa have a great app, easy to use so far I have had a hassle free experience. I contacted their customer service team and they have been very prompt to answer my questions. Would recommend definitely! Reviewed on: 27th January 2022

Great company

Great experience and would recommend Reviewed on: 27th January 2022

Excellent

Smooth application process, easy to monitor account, customer service quick and helpful Reviewed on: 27th January 2022

Amaizing

It all feels natural. No drama every component delivers Reviewed on: 27th January 2022

The card to have.

Zopa app is easy to use the call centres are helpful and welcoming. Very professional Reviewed on: 27th January 2022

Great card to have

No problem at all with this card.a must card to get Reviewed on: 27th January 2022

Always helpful

Customer service is always great, was great to be pre approved! Reviewed on: 27th January 2022

Zopa is the best

They have helped me out massively with their credit system and notifications of when payments are needed and how to use credit correctly Reviewed on: 27th January 2022

Fast and easy

Applying for this card was super easy! Just filled in a simple form and the card was in my hands within 10 days... Cannot fault the service. Reviewed on: 27th January 2022

Ease of use .

The account and services is so easy and quick to set up and is so easy to use . Reviewed on: 27th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bip Credit Card
from NewDay 4.91 from 2284 reviews
Credit cards
from Virgin Money 3.78 from 799 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.10 from 13 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65248 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub