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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic addition to my wallet

Great to have Reviewed on: 13th January 2023

Easy to take easy to use

Best credit card I've ever had, really easy to apply, fast respond, fantastic helpline Reviewed on: 13th January 2023

Pleasant all round

Easy application process and a great app for ease of use and account management. Reviewed on: 13th January 2023

Great Credit Company

Very grateful to be accepted for credit with this company - the process was quick and easy! The app is so eqsy to navigate and I like the credit cushion factor - nice little touch! Reviewed on: 13th January 2023

Great service

Really good interest rates and excellent online app Reviewed on: 13th January 2023

Fantastic

Since I’ve had my credit card with Zopa it’s made my life a lot easier especially with the cost of living I truly believe I would be stuck without it. Fantastic company I 100% recommend it. Reviewed on: 13th January 2023

Very good service and app

The apps very good and service really good . I got 0 percent with no fee . Reviewed on: 13th January 2023

Brilliant

No issues whatsoever, everything is on an app on your phone. Perfect Reviewed on: 13th January 2023

Good customer service

Quick response and friendly staff. Reviewed on: 13th January 2023

Credit where Credit is Due

Excellent service and upgrade in credit limit is closely monitored Reviewed on: 13th January 2023

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