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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good card to use

Find it good to use in between pay checks if needed. Then can pay balance off. Reviewed on: 13th January 2023

Great provider!

Open, transparent and helpful! App is really useful and the up to date balance is really helpful Reviewed on: 13th January 2023

No nonsense credit card

So easy to use this and pay the card. Best company . Reviewed on: 13th January 2023

Quick and easy application , instant decision, app very easy manageable.

Quick and easy application process with instant decision, app very easy manageable, overall only positive feedback. Reviewed on: 13th January 2023

Simple and helpful

Zopa is designed in such a simple way which helps me understand it so much better as I am autistic and some things confuse me but maneging my money and credit with zopa works so well. Reviewed on: 13th January 2023

Excellent service

Excellent service from Zopa. Really good app simply to use. Many thanks to Zopa and its team. Reviewed on: 13th January 2023

Zopa cards

Excellent and easy to use and good interest rates Reviewed on: 13th January 2023

A good helper I got in Zopa card.

I was given Zopa card after refusals from other cards,I am new to the country and I got Zopa card within my first Year in the UK when others rejected me.I’m grateful to Zopa . Then,the user interface of their website is fine and simple to use . Reviewed on: 13th January 2023

Zopa card

This is so simple to use. Convenient and keeps you well informed on every aspect of your Zopa card. Reviewed on: 13th January 2023

Credit building

Zopa has helped me build up my credit rating these last couple of years,and now I have been able to get a healthy credit score. Would recommend this company to anyone Reviewed on: 13th January 2023

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