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Zopa: Credit card reviews

4.94
Based on 43,503 reviews, last reviewed 24th Mar 2026
156200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026
Kevin M's avatar
Kevin M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very good service and excellent credit card

5
Very good service and excellent credit card Reviewed on: 28th April 2025

So easy to use the app & competitive with other...

5
So easy to use the app & competitive with other cards Reviewed on: 28th April 2025

Always helpful and easy to use would recommend to all

5
Always helpful and easy to use would recommend to all Reviewed on: 28th April 2025

Very easy to use and good customer service all there...

5
Very easy to use and good customer service all there to help Reviewed on: 28th April 2025

easy processes, not good services

3
easy processes, not good services Reviewed on: 28th April 2025

Fair and smart

5
I have had the credit card for a few years. Never had an issue. Customer service quick and fair Reviewed on: 28th April 2025

All ways been very good to me and treated very well...

5
All ways been very good to me and treated very well and given me a chance off which has worked for me 100% Regards Gary Reviewed on: 28th April 2025

Amazing really good very happy with the service

5
Amazing really good very happy with the service Reviewed on: 28th April 2025

Great products and customer service.

5
Great products and customer service. Reviewed on: 28th April 2025

I am verry happy with zopa.

5
I am verry happy with zopa.VEry relable Reviewed on: 28th April 2025

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