Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Simple and effective

Love the fact when I make a transaction, I also get a notification notifying me of my credit remaining. Reviewed on: 13th January 2023

There when you need them

Very kind and caring and polite in every way .hopefully our relationship will continue every day Reviewed on: 13th January 2023

Great service

Fantastic company and great products Reviewed on: 13th January 2023

Excellent

Excellent customer service, very supportive with finances Reviewed on: 13th January 2023

Best credit group ever

Easy to apply, always help when that is needed. Reviewed on: 13th January 2023

affordable

excellent, low interest , good for building poor credit rating Reviewed on: 13th January 2023

So simple and easy

So simple and easy all through every single process! Really good credit card process Reviewed on: 13th January 2023

Super

Amazing, no issues at all. Straight forward card. Reviewed on: 13th January 2023

Positive

Really easy sign up process, great credit builder. Great customer service and helped when I rang in to change payment date. Highly recommend Reviewed on: 13th January 2023

User friendly and flexible

A very refreshing experience all round Reviewed on: 13th January 2023

Alternative products

Charge Card
from American Express 4.20 from 24 reviews
Aquis Card
from Vanquis 4.45 from 44 reviews
Credit Card
from Allied Irish Bank - AIB 4.11 from 6 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub