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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Love my Zopa card.

Love my Zopa card. Easy to use, would be better as a phone app too Reviewed on: 28th April 2025

Easy to get very helpful would recommend to anyone

Easy to get very helpful would recommend to anyone Reviewed on: 28th April 2025

It is exellent choice.

It is exellent choice. I would recommend to anyone Reviewed on: 28th April 2025

App is great keeps you inform of your progress and...

App is great keeps you informed of your progress and spend . great customer service . Reviewed on: 28th April 2025

Fabulous Service

Great service throughout, customer service is fantastic always will to help and resolve your issue. Reviewed on: 28th April 2025

Very friendly and helpful staff.

Very friendly and helpful staff. Contact by phone quick and straight forward. Reviewed on: 28th April 2025

Easy to use.

Easy to keep appraised of my financial position. Reviewed on: 28th April 2025

Can only recommend

I have never had a bad experience with Zopa and find them great to deal with Reviewed on: 28th April 2025

Best credit card ever in the UK, Excellent service p...

Best credit card ever in the UK, Excellent service providers really appreciate the help and support you have provided to me Reviewed on: 28th April 2025

Handy card

Love my card comes in handy till payday Reviewed on: 28th April 2025

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