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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Very Easy to apply .

Very Easy to apply . Very good credit. Low rate interest. Reviewed on: 28th April 2025

Everything is straight forward.

Everything is straight forward. Transactions are very easy and clear. Reviewed on: 28th April 2025

Very good

Easy to apply for and fast arriving Reviewed on: 28th April 2025

Very good service.

Very good service. I am very happy. Reviewed on: 28th April 2025

Good customer service very helpful advice quick at s...

Good customer service very helpful advice quick at sorting out any problems you may have Reviewed on: 28th April 2025

What I can say is Good and reliable service

What I can say is Good and reliable service Reviewed on: 28th April 2025

Fantastic experience and would recommend customers a...

Fantastic experience and would recommend customers and friends Reviewed on: 28th April 2025

Very helpful and easy to use and navigate the card.

Very helpful and easy to use and navigate the card. Reviewed on: 28th April 2025

Has helped me rebuild my credit, and life is good...

Has helped me rebuild my credit, and life is good again Reviewed on: 28th April 2025

Whenever I have a query Zopa employee sorts it amica...

Whenever I have a query Zopa employee sorts it amicably for me. Reviewed on: 28th April 2025

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