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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great products!

Great products,easy to apply even with poor credit score! Well done,highly recommend! Reviewed on: 15th January 2026

Zuper Zopa

super easy app and always get any important updates Reviewed on: 15th January 2026

Really great service with a very easy to use app whi...

Really great service with a very easy to use app which updates immediately Reviewed on: 15th January 2026

Great Card, Great Company

Great credit card, had to contact customer service once, query swiftly resolved. No problems. Reviewed on: 15th January 2026

Excellent service and easy to use application

Excellent service and easy to use application Reviewed on: 15th January 2026

Great card and simple to use.

Great card and simple to use. More information and easy to read and use Reviewed on: 15th January 2026

Very easy to deal with and the app is great for maki...

Very easy to deal with and the app is great for making sure you have control over your finances Reviewed on: 15th January 2026

Great credit product.

Great user interface. Straight forward information to keep on top of your credit and fantastic customer service. Reviewed on: 15th January 2026

Just had a card replacement , very fast and easy to...

Just had a card replacement , very fast and easy to apply from the zopa app. Coerumer service means that is doing a excellent job . Thank you. Reviewed on: 15th January 2026

The Zopa app is straight forward and easy to use.

The Zopa app is straight forward and easy to use. I have never had a problem with Zopa. Reviewed on: 15th January 2026

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Want to see more from Zopa?

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