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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44346 reviews)

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4.87

Based on 44,346 reviews, last reviewed 11th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A breeze to manage... Simple to apply, a breeze to manage and simple options for repaying. Reviewed on: 11th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44346)

Brilliant everything you want in a bank

Brilliant everything you want in a bank Reviewed on: 15th April 2026

Excellent card with amazing communication.

Excellent card with amazing communication. Thoroughly recommend. Reviewed on: 15th April 2026

Great service

Easy to apply, great app service, and good security Reviewed on: 15th April 2026

Brilliant card and app

Never had a probably, app is easy to use all in all a great credit card to have Reviewed on: 15th April 2026

Very good experience I have

Very good experience I have so far Reviewed on: 15th April 2026

Love my card would highly recommend

Love my card would highly recommend Reviewed on: 15th April 2026

Credit with confidence

It’s effortless using the easy to navigate app and all my transactions and payments are clearly visible and easy to understand. Zopa keeps you updated and I have had no issues. credit with confidence Reviewed on: 15th April 2026

Excellent service from the start.

Excellent service from the start. Never had any problems with customer service, or with the app. Highly recommend this provider. Reviewed on: 15th April 2026

Zopa is a lifeline for me when unexpected expenses a...

Zopa is a lifeline for me when unexpected expenses arise. Reviewed on: 15th April 2026

Very helpful Great to be a customer

Very helpful greta card will definitely recommend Reviewed on: 15th April 2026

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