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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44346 reviews)

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4.87

Based on 44,346 reviews, last reviewed 11th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A breeze to manage... Simple to apply, a breeze to manage and simple options for repaying. Reviewed on: 11th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44346)

Very good

Been using for months now and I am very happy Reviewed on: 15th April 2026

Very fast, efficient and all easy and quick to use a...

Very fast, efficient and all easy and quick to use and navigate. Thank you :-) Reviewed on: 15th April 2026

I found Zopa, very easy to apply for and dealt with...

I found Zopa, very easy to apply for and dealt with very quickly. Reviewed on: 15th April 2026

Zopa has helped me out numerous times in emergency’s...

Zopa has helped me out numerous times in emergency’s and time off need Reviewed on: 15th April 2026

easy to understand and to use the app& plenty optio...

easy to understand and to use the app& plenty options and o. pportunities. Big company with fully trust. Good security system. Reviewed on: 15th April 2026

Easy reliable good with updates what happening with...

Easy reliable good with updates what happening with day to move money around app easy and speaking to someone so easy too Reviewed on: 15th April 2026

Zopa credit card

Excellent bank fast service staff are very friendly Reviewed on: 15th April 2026

Zopa offers and provides the best deals

Always corresponding with the newest offers and deals providing information regularly they have great customer service expertise support and advice 24hr 7 days a week help when needed app easy to navigate and easy to use great interest rates updated regularly with best offers and clear advice Reviewed on: 15th April 2026

My first ever credit card and so easy.

My first ever credit card and so easy. I’ve had a few problems with money being attempted to come out of my account. I messaged on the app straight away and both times it has been resolved with straight away, sent new card out to me and answered any questions I asked, was very helpful and polite. 100% glad I choose to use Zopa. Reviewed on: 15th April 2026

Helped with a dispute and everything was explained c...

Helped with a dispute and everything was explained clearly Reviewed on: 15th April 2026

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