Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Easy reliable good with updates what happening with...

Easy reliable good with updates what happening with day to move money around app easy and speaking to someone so easy too Reviewed on: 15th April 2026

Zopa credit card

Excellent bank fast service staff are very friendly Reviewed on: 15th April 2026

Zopa offers and provides the best deals

Always corresponding with the newest offers and deals providing information regularly they have great customer service expertise support and advice 24hr 7 days a week help when needed app easy to navigate and easy to use great interest rates updated regularly with best offers and clear advice Reviewed on: 15th April 2026

My first ever credit card and so easy.

My first ever credit card and so easy. I’ve had a few problems with money being attempted to come out of my account. I messaged on the app straight away and both times it has been resolved with straight away, sent new card out to me and answered any questions I asked, was very helpful and polite. 100% glad I choose to use Zopa. Reviewed on: 15th April 2026

Helped with a dispute and everything was explained c...

Helped with a dispute and everything was explained clearly Reviewed on: 15th April 2026

Zopa helped me to get a good credit rating, great ex...

Zopa helped me to get a good credit rating, great experience Reviewed on: 15th April 2026

Easy to apply .

Easy to apply ... great customer service ... added bank account and already had credit increase within 3 months ..best credit card I have ever used Reviewed on: 15th April 2026

Professional excellent service, the staff are very f...

Professional excellent service, the staff are very friendly and helpful no problem to big. Reviewed on: 15th April 2026

Everything was so easy no problems at all.

Everything was so easy no problems at all. Reviewed on: 15th April 2026

Poplar the only one you need

Poplar is a all rounder i didn't realise it did so much till I recived my credit card they are amazing Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

British Airways credit card
from American Express 4.04 from 93 reviews
Credit card
from Yonder 4.85 from 952 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.15 from 14 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub