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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Always informed when statement due,app easy to follow

Always informed when statement due,app easy to follow Reviewed on: 15th January 2026

Clear app , low cost credit card offering , no nonse...

Clear app , low cost credit card offering , no nonsense service Reviewed on: 15th January 2026

Fantastic 5 stars

I have very good experience with Zopa credit card. I recommend friend to apply for Zopa credit card Reviewed on: 15th January 2026

Helping me.

Every time I’ve made a call they are so helpful. Reviewed on: 15th January 2026

Straight forward. Does exactly what it says it’ll do!

Straight forward. Easy app. Very efficient service Reviewed on: 15th January 2026

Zopa has excellent customer service and theier produ...

Zopa has excellent customer service and theier products and are tailor made to meet individual's needs Reviewed on: 15th January 2026

The service was very quick to help with finding a go...

The service was very quick to help with finding a good credit card with a reasonable rate! I will 100% recommend to friends and family. Always upto date information sent through and very good at sending the statement through to allow time for payment. Thank you ZOPA! Reviewed on: 15th January 2026

As someone who struggled with credit in the past I’v...

As someone who struggled with credit in the past I’ve found Zopa so easy to manage and deal with! Great lender. Reviewed on: 15th January 2026

Very easy to keep on top of credit limit and...

Very easy to keep on top of credit limit and spenong Reviewed on: 15th January 2026

Very good very helpful good advice very informative...

Very good very helpful good advice very informative and very polite Reviewed on: 15th January 2026

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