Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44346 reviews)

View other Zopa products

4.87

Based on 44,346 reviews, last reviewed 11th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A breeze to manage... Simple to apply, a breeze to manage and simple options for repaying. Reviewed on: 11th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44346)

Great card and value for money easy online app

Great card and value for money easy online app Reviewed on: 15th April 2026

helpfull quick decsions easy to deal with

helpfull quick decsions easy to deal with Reviewed on: 15th April 2026

Very easy to use and straight forward your bale ahh...

Very easy to use and straight forward your bale ahh what to pay Reviewed on: 15th April 2026

Zopa came through when I needed them the most

Zopa came through when I needed them the most Reviewed on: 15th April 2026

Great service, great updates, easy repayments

Great service, great updates, easy repayments Reviewed on: 15th April 2026

Everything works as Zopa promised.

Everything works as Zopa promised, I personally enjoy everything about Zopa Reviewed on: 15th April 2026

Zopa is simple to use.

Zopa account is simple to use, is not intrusive and keeps me up to date with essential information Reviewed on: 15th April 2026

Excellent Customer Service

Whenever I have needed to speak to customer service they have always been helpful polite and courteous. The app is easy to use and notifications of payments are helpful. Reviewed on: 15th April 2026

Great company gave me a chance and has good deals

Great company gave me a chance and has good deals Reviewed on: 15th April 2026

I have not experience any issues with Zopa Bank.

I have not experience any issues with Zopa Bank. Zopa Bank provides sufficient information on there app daily which i find very helpful. Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from RBS 4.08 from 8 reviews
Credit card
from Yonder 4.85 from 952 reviews
Everyday Credit Card
from Santander 4.18 from 25 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69088 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub