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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Best credit card and excellent customer service

Best credit card and excellent customer service Reviewed on: 15th January 2026

Responsive and great service I’ve had a really posit...

Responsive and great service I’ve had a really positive experience with Zoopa Card. The card is easy to use, reliable, and gives great control over spending. Top-ups are straightforward, transactions are clear, and customer support has been helpful when needed. Overall, it’s a convenient and stress-free option — I’d definitely recommend it. Reviewed on: 15th January 2026

Good communication and customer service all the time.

Good communication and customer service all the time. Responses to queries great and efficient. Reviewed on: 15th January 2026

Transparency is great and customer service is on a d...

Transparency is great and customer service is on a different level Reviewed on: 15th January 2026

Excellent and very competitive company.

Excellent and very competitive company. Efficient, thorough and very trustworthy. Reviewed on: 15th January 2026

Easy to apply for.

Easy to apply for. app is really easy to use would highly recommend Reviewed on: 15th January 2026

Very good service anything else state way response

Very good service anything else state way response Reviewed on: 15th January 2026

Excellent

Exvellent reloable value for money Reviewed on: 15th January 2026

Top class

Excellent service every time I’ve needed to talk. Reviewed on: 15th January 2026

Zopa family

I have received nothing but 100% professionalism from Zopa staff who are very knowledgeable about their products Reviewed on: 15th January 2026

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