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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44346 reviews)

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4.87

Based on 44,346 reviews, last reviewed 11th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A breeze to manage... Simple to apply, a breeze to manage and simple options for repaying. Reviewed on: 11th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44346)

can not fault all services i have used

can not fault all services i have used Reviewed on: 15th April 2026

Absolutely brilliant no problems with them the card...

Absolutely brilliant no problems with them the card or the App Reviewed on: 15th April 2026

Great experience from start to finish with this comp...

Great experience from start to finish with this company, customer service are amazing and always on hand to sort out any query’s you may have, interest rates are good compared to other companies providing the same services. Overall very happy Reviewed on: 15th April 2026

Good experience very useful

Good experience and useing very friendly Reviewed on: 15th April 2026

Always excellent service good value for money excell...

Always excellent service good value for money excellent customer support Reviewed on: 15th April 2026

10 points

Good cart good limit good service excellent experience Reviewed on: 15th April 2026

Very easy to set up and use.

Very easy to set up and use. Card came quickly. Had no problems. Reviewed on: 15th April 2026

It was made easily to understand information and mad...

It was made easily to understand information and made it easy to apply which is really good as when u go through a mountain of questions and get turned down which is not nice Reviewed on: 15th April 2026

App is so easy to use and no hassle when...

App is so easy to use and no hassle when paying bill Reviewed on: 15th April 2026

easy access and helpful information

easy access and helpful information Reviewed on: 15th April 2026

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