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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

10 points

Good cart good limit good service excellent experience Reviewed on: 15th April 2026

Very easy to set up and use.

Very easy to set up and use. Card came quickly. Had no problems. Reviewed on: 15th April 2026

It was made easily to understand information and mad...

It was made easily to understand information and made it easy to apply which is really good as when u go through a mountain of questions and get turned down which is not nice Reviewed on: 15th April 2026

App is so easy to use and no hassle when...

App is so easy to use and no hassle when paying bill Reviewed on: 15th April 2026

easy access and helpful information

easy access and helpful information Reviewed on: 15th April 2026

Was able to open bank account easily as well as cred...

Was able to open bank account easily as well as credit card and savings accounts. The site is very easy to navigate and understand. Reviewed on: 15th April 2026

Great digital ba k

Experience has been good so far live seeing my savings all in the same.place great rate on savings too Reviewed on: 15th April 2026

The best thing about it is how easy everything is to...

The best thing about it is how easy everything is to manage in the app. You can see exactly what you’ve spent, what you owe, and how much interest you’d pay if you don’t clear it. It feels a lot more transparent than older-style credit cards. Reviewed on: 15th April 2026

Excellent credit card

Card was easy to set up using the app. Reviewed on: 15th April 2026

I’ve had a really good experience with Zopa so far.

I’ve had a really good experience with Zopa so far. It was really easy to set up my account and the app is very user friendly. I had to contact their customer service team about an issue and they responded quickly. Reviewed on: 15th April 2026

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