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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44346 reviews)

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4.87

Based on 44,346 reviews, last reviewed 11th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A breeze to manage... Simple to apply, a breeze to manage and simple options for repaying. Reviewed on: 11th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44346)

Was able to open bank account easily as well as cred...

Was able to open bank account easily as well as credit card and savings accounts. The site is very easy to navigate and understand. Reviewed on: 15th April 2026

Great digital ba k

Experience has been good so far live seeing my savings all in the same.place great rate on savings too Reviewed on: 15th April 2026

The best thing about it is how easy everything is to...

The best thing about it is how easy everything is to manage in the app. You can see exactly what you’ve spent, what you owe, and how much interest you’d pay if you don’t clear it. It feels a lot more transparent than older-style credit cards. Reviewed on: 15th April 2026

Excellent credit card

Card was easy to set up using the app. Reviewed on: 15th April 2026

I’ve had a really good experience with Zopa so far.

I’ve had a really good experience with Zopa so far. It was really easy to set up my account and the app is very user friendly. I had to contact their customer service team about an issue and they responded quickly. Reviewed on: 15th April 2026

Great app

Great app easy to use easy to set up direct debit. Reviewed on: 15th April 2026

Ease of use, making payments is very easy to do tho...

Ease of use, making payments is very easy to do though the app Reviewed on: 15th April 2026

Just Really good easy to use great app too

Just Really good easy to use great app too Reviewed on: 15th April 2026

Great customer response.

Great customer response. Quick resolution of issues. Strong back end support in providing useful cash flow analysis Reviewed on: 15th April 2026

GreatFab service, easy app, I feel in control of my...

Fab service, easy app, I feel in control of my finances Reviewed on: 15th April 2026

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