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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Good value for money

Good value for money, quick way to apply, really helped me when I needed it. Reviewed on: 15th January 2026

Very easy to deal with and a simple app

Very easy to deal with and a simple app Reviewed on: 15th January 2026

Simple to use and easy to manage

Simple to use and easy to manage it truly is a great way to start out with a credit card even with a low limit everything is explained perfectly Reviewed on: 15th January 2026

Easy to use.

Easy to use. Easy to access. Simple to check. Reviewed on: 15th January 2026

great app easy to use and make payments online

great app easy to use and make payments online Reviewed on: 15th January 2026

No nonsenc great friendly team always friendly and h...

No nonsenc great friendly team always friendly and happy to try help Reviewed on: 15th January 2026

Its been a great experience dealing with Zopa Bank a...

Its been a great experience dealing with Zopa Bank as your online banking or App is seamingly. Reviewed on: 15th January 2026

NICE & GREAT

Zopa is a good credit card and like to recommend it to all my friends and family members Reviewed on: 15th January 2026

My experience has been seamless and very straightfor...

My experience has been seamless and very straightforward I find the app very easy to navigate Reviewed on: 15th January 2026

Zopa accepted my application with a no hassle applic...

Zopa accepted my application with a no hassle application form, card arrives within the time frames given. Can’t fault the easy to navigate app and start to build my credit. Reviewed on: 15th January 2026

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