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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44346 reviews)

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4.87

Based on 44,346 reviews, last reviewed 11th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A breeze to manage... Simple to apply, a breeze to manage and simple options for repaying. Reviewed on: 11th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44346)

They have always solved my problems

They have always solved my problems Reviewed on: 15th April 2026

Very good

easy communication and fair rate Reviewed on: 15th April 2026

There when needed

There when needed and easy to use Reviewed on: 15th April 2026

their customer service

Once you get past their customer service they are fine their customer service could do with better training Reviewed on: 15th April 2026

Straight forward service very fast to provide card

Straight forward service very fast to provide card Reviewed on: 15th April 2026

Good it’s a great card I have no issues with...

Good it’s a great card I have no issues with it Reviewed on: 15th April 2026

Great experience so far.

Great experience so far. App really easy to use and easy to pay Reviewed on: 15th April 2026

My experience with it has been fabulous

My experience with it has been fabulous Reviewed on: 15th April 2026

Never had a problem with any service I have used so...

Never had a problem with any service I have used so have to say excellent service throughout. Reviewed on: 15th April 2026

Very quick and easy to open an account

Very quick and easy to open an account Reviewed on: 15th April 2026

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