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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

It’s great card with good credit balance and easy to...

It’s great card with good credit balance and easy to handle Reviewed on: 15th January 2026

Excellent customer service

Been with Zopa for a few years never had a problem with the service provided. Reviewed on: 15th January 2026

Would always recommend

I have been with Zopa for many years and never had any issues with them Reviewed on: 15th January 2026

Advisers very friendly.

Advisers very friendly. You are always kept in the loop. You never go over your limit. Access to your account is so very easy. You are never bombarded with emails or texts with rubbish. I wish i knew about the company years ago Reviewed on: 15th January 2026

Zopa provides a great service.

Zopa provides a great service. Really pleased to have the use of my card. Reviewed on: 15th January 2026

Very easy to use, interface is user friendly and nav...

Very easy to use, interface is user friendly and navigation is great Reviewed on: 15th January 2026

Never had a problem everything runs smoothly

Never had a problem everything runs smoothly Reviewed on: 15th January 2026

Very easy app to use.

Very easy app to use. Customer service great all in all great credit card Reviewed on: 15th January 2026

Easy to use app.

Easy to use app. Easy to set up. Good offers Reviewed on: 15th January 2026

I find Zopa a great card provider and excellent service

I find Zopa a great card provider and excellent service Reviewed on: 15th January 2026

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