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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very quick and easy to open an account

Very quick and easy to open an account Reviewed on: 15th April 2026

Zopa has been great to use from the start everything...

Zopa has been great to use from the start everything from customer service to using the app is so easy Reviewed on: 15th April 2026

Zopa gave me that chance to get my credit going in t...

Zopa gave me that chance to get my credit going in the right direction. Reviewed on: 15th April 2026

Good Experience Great Offers

Good Experience, Great Offers, Loved It Reviewed on: 15th April 2026

Easy, no hidden fees and simple to use

Easy, no hidden fees and simple to use Reviewed on: 15th April 2026

Very professional, great value even for those with b...

Very professional, great value even for those with bad credit history Reviewed on: 15th April 2026

Great banking experience easy and straight forward

Great banking experience easy and straight forward Reviewed on: 15th April 2026

best card easy to apply and easy to use

best card easy to apply and easy to use Reviewed on: 15th April 2026

It’s been the best card I’ve had to rebuild my credi...

It’s been the best card I’ve had to rebuild my credit and to be sensible without being over charged extra fees for the money used. I have appreciated the flexibility of having the card to rely on in emergency situations. Reviewed on: 15th April 2026

Easy to manage..

Easy to set up and easy to use app Reviewed on: 15th April 2026

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