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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Attracted to Zopa for the interest free offer

Attracted to Zopa for the interest free offer. Once joined I realised that not only is the app smooth and easy to use, but everything is very professional. Also Zopa offers far more than just a credit card. Banking, loans are all part of the system and easy to investigate without being hassled constantly. Reviewed on: 15th January 2026

Brilliant all round cant fault this card

Brilliant all round cant fault this card Reviewed on: 15th January 2026

Very happy with the credit company

Very happy with the credit company Reviewed on: 15th January 2026

Helpful when needed

It really helped me out when I most needed Reviewed on: 15th January 2026

Great card.

Since having been selected to be a customer, they have been 100% in my corner. With help on all levels. Trustworthy, updated at all times, advice and always let me know when statements are ready to be read and payment dates. What more do you expect from such a good company. Reviewed on: 15th January 2026

Very easy to use, great service, very helpful custom...

Very easy to use, great service, very helpful customer service Reviewed on: 15th January 2026

Quick & effective service one of the best credit car...

Quick & effective service one of the best credit cards I have used would highly recommend to family & friends.Easy set up on phone for good access for payments & keeping track of all transactions. Reviewed on: 15th January 2026

I have found my card and the app easy to use.

I have found my card and the app easy to use. Customer service is great. Reviewed on: 15th January 2026

I have had great service from Zopa from the start of...

I have had great service from Zopa from the start of my service everything has been plan sailing there is nothing I need to do as they keep me updated with all the latest things and reminders when payments are due the app is great as well Reviewed on: 15th January 2026

Easy app to keep track of my account

Easy app to keep track of my account Reviewed on: 15th January 2026

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