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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

It helped put my credit score up

It helped put my credit score up Reviewed on: 15th April 2026

Helped me and my family get out of a financial crisi...

Helped me and my family get out of a financial crisis and helps us whenever we need it within reason. Reviewed on: 15th April 2026

Layout is easy to follow through.

Layout is easy to follow through. Good service Reviewed on: 15th April 2026

Great service, good app, happy with the card and com...

Great service, good app, happy with the card and communication Reviewed on: 15th April 2026

Always every helpful and easy to get hold of when ne...

Always every helpful and easy to get hold of when needed Reviewed on: 15th April 2026

Zopa is a great company they are very knowledgeable...

Zopa is a great company they are very knowledgeable and nice and easy to work with thank you Zopa Reviewed on: 15th April 2026

Never had an issue with Zopa!

Never had an issue with Zopa! Incredible service Reviewed on: 15th April 2026

Never a problem with zopa ,and nothing hidden.

Never a problem with zopa ,and nothing hidden. Reviewed on: 15th April 2026

Fantastic

Absolutely brilliant from the start Reviewed on: 15th April 2026

A very good company no problem to recommend the comp...

A very good company no problem to recommend the company Reviewed on: 15th April 2026

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