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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I love Zopa , easy to navigate gave me my first cred...

I love Zopa , easy to navigate gave me my first credit card when l needed most . Reviewed on: 15th April 2026

Very easy and exellent to deal with.

Very easy and exellent to deal with. Reviewed on: 15th April 2026

It’s just so smooth and seamless

It’s just so smooth and seamless Reviewed on: 15th April 2026

Zopa have been absolutly excellent there customer se...

Zopa have been absolutly excellent there customer service is first class ! Reviewed on: 15th April 2026

And a good interest rate

Zopa have helped me out when I needed to use my credit card Reviewed on: 15th April 2026

New to Zopa.

New to Zopa. No issues. App is user friendly. Customer service is on point. Reviewed on: 15th April 2026

Amazing experience, never had an issue and is very e...

Amazing experience, never had an issue and is very easy to manage the card through the APP Reviewed on: 15th April 2026

Very good card would recommend to friends

Very good card would recommend to friends Reviewed on: 15th April 2026

So easy to make payments and to check your spending...

So easy to make payments and to check your spending on line Reviewed on: 15th April 2026

My Zopa experience

Very easy to use, all inquiries answered quickly all problems sorted quickly Reviewed on: 15th April 2026

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