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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

My Zopa credit card coupled with the Zopa app is fan...

My Zopa credit card coupled with the Zopa app is fantastic. Everything is zo zimple with Zopa... Reviewed on: 15th January 2026

Easy to apply for and quick decision and a reasonabl...

Easy to apply for and quick decision and a reasonable amount of credit Reviewed on: 15th January 2026

Fantastic service and communications

Fantastic service and communications Reviewed on: 15th January 2026

first class service and a bank that treats its custo...

first class service and a bank that treats its customers as people Reviewed on: 15th January 2026

A nice service for a credit card

A nice service for a credit card Reviewed on: 15th January 2026

Fantastic card

Great card have had no issues. Payments aren't to high Reviewed on: 15th January 2026

Very easy using clear web, also you can adusting you...

Very easy using clear web, also you can adusting your pay day in your own way Reviewed on: 15th January 2026

Had Zopa for a few months now, really easy to use an...

Had Zopa for a few months now, really easy to use and great interaction in the app, customer service have been brilliant. Reviewed on: 15th January 2026

First class service and top notch card

Fast and efficient service, easy to use navigate app and excellent features Reviewed on: 15th January 2026

Easy Peasy

From applying til today I’ve had no issues with Zopa. Reviewed on: 15th January 2026

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