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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Amazing experience, never had an issue and is very e...

Amazing experience, never had an issue and is very easy to manage the card through the APP Reviewed on: 15th April 2026

Very good card would recommend to friends

Very good card would recommend to friends Reviewed on: 15th April 2026

So easy to make payments and to check your spending...

So easy to make payments and to check your spending on line Reviewed on: 15th April 2026

My Zopa experience

Very easy to use, all inquiries answered quickly all problems sorted quickly Reviewed on: 15th April 2026

Very helpful on phone my car was broke down and they...

Very helpful on phone my car was broke down and they helped me with cash withdrawals to get car fixed very pleased with them now thanks again guys Reviewed on: 15th April 2026

Love zopa

Easy to apply good app and no problems helpful if ask questions. Good customer service and easy to understand statement with good savings accounts Reviewed on: 15th April 2026

Simple and easy to use, easy app

Simple and easy to use, easy app Reviewed on: 15th April 2026

A refreshing Simple Credit Card Experience with zopa

I’ve been using Zopa for my credit card and honestly, I’m really impressed. The whole experience feels modern and straightforward — no hidden surprises, just clear information and control over everything in the app. The app itself is brilliant — easy to navigate, quick to check balances, and I like how it gives a clear breakdown of spending. Setting repayment options is simple, and I feel like I’m actually in control of my finances rather than guessing what’s going on. Customer service has also been spot on — responsive, helpful, and no long waits. It’s refreshing to deal with a company that actually seems to value its customers. Overall, a really positive experience. If you’re looking for a credit card that’s transparent, easy to use, and stress-free, I’d definitely recommend Zopa. Reviewed on: 15th April 2026

Zopa is really informative and helpful.

Zopa is really informative and helpful. Great app Reviewed on: 15th April 2026

Good service

Easy to set up, Good customer service Reviewed on: 15th April 2026

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