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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very helpful on phone my car was broke down and they...

Very helpful on phone my car was broke down and they helped me with cash withdrawals to get car fixed very pleased with them now thanks again guys Reviewed on: 15th April 2026

Love zopa

Easy to apply good app and no problems helpful if ask questions. Good customer service and easy to understand statement with good savings accounts Reviewed on: 15th April 2026

Simple and easy to use, easy app

Simple and easy to use, easy app Reviewed on: 15th April 2026

A refreshing Simple Credit Card Experience with zopa

I’ve been using Zopa for my credit card and honestly, I’m really impressed. The whole experience feels modern and straightforward — no hidden surprises, just clear information and control over everything in the app. The app itself is brilliant — easy to navigate, quick to check balances, and I like how it gives a clear breakdown of spending. Setting repayment options is simple, and I feel like I’m actually in control of my finances rather than guessing what’s going on. Customer service has also been spot on — responsive, helpful, and no long waits. It’s refreshing to deal with a company that actually seems to value its customers. Overall, a really positive experience. If you’re looking for a credit card that’s transparent, easy to use, and stress-free, I’d definitely recommend Zopa. Reviewed on: 15th April 2026

Zopa is really informative and helpful.

Zopa is really informative and helpful. Great app Reviewed on: 15th April 2026

Good service

Easy to set up, Good customer service Reviewed on: 15th April 2026

One of the best

Very understanding and helpful was never a problem Reviewed on: 15th April 2026

User friendly credit card

Quick and easy to use app allowing early payments when possible and clear information of my balance at all times Reviewed on: 15th April 2026

All good so far, I only said neutral for customer se...

All good so far, I only said neutral for customer service because I haven't had to use them yet Reviewed on: 15th April 2026

Fantastic credit card service easy to access your in...

Fantastic credit card service easy to access your information and card details. Everything is very convenient and clear Reviewed on: 15th April 2026

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