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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Fast easy application.

Fast easy application.Card came in 3 days ready too use.Saved me getting a loan Many thanks . Reviewed on: 15th April 2026

Giving people with all credit ratings a chance

Giving people with all credit ratings a chance Reviewed on: 15th April 2026

The best credit card Zopa x

I apply for a credit card and straight away give a very good amount for me and the card come quickly in the post the best credit card Zopa x Reviewed on: 15th April 2026

Top choice for credit cards

Good interest rates and great customer service Reviewed on: 15th April 2026

Very helpful.very helpful

Very helpful.If any problem they sort it. Reviewed on: 15th April 2026

Simple Onboarding

Simple sign up process, easy to use website. clear communications Reviewed on: 15th April 2026

service and support knowledgeable sta...

Great customer service and support knowledgeable staff nothing like having your needs met Reviewed on: 15th April 2026

Excellent and reliable .

Excellent and reliable . Recommend to everyone who search for a good credit card . Service very quick and easy Reviewed on: 15th April 2026

Great service from start to finish of applying over...

Great service from start to finish of applying over all very happy Reviewed on: 15th April 2026

Quick and easy

Great credit to start with. Quick and easy applying process Reviewed on: 15th April 2026

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