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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

One of the best

Very understanding and helpful was never a problem Reviewed on: 15th April 2026

User friendly credit card

Quick and easy to use app allowing early payments when possible and clear information of my balance at all times Reviewed on: 15th April 2026

All good so far, I only said neutral for customer se...

All good so far, I only said neutral for customer service because I haven't had to use them yet Reviewed on: 15th April 2026

Fantastic credit card service easy to access your in...

Fantastic credit card service easy to access your information and card details. Everything is very convenient and clear Reviewed on: 15th April 2026

Fast easy application.

Fast easy application.Card came in 3 days ready too use.Saved me getting a loan Many thanks . Reviewed on: 15th April 2026

Giving people with all credit ratings a chance

Giving people with all credit ratings a chance Reviewed on: 15th April 2026

The best credit card Zopa x

I apply for a credit card and straight away give a very good amount for me and the card come quickly in the post the best credit card Zopa x Reviewed on: 15th April 2026

Top choice for credit cards

Good interest rates and great customer service Reviewed on: 15th April 2026

Very helpful.very helpful

Very helpful.If any problem they sort it. Reviewed on: 15th April 2026

Simple Onboarding

Simple sign up process, easy to use website. clear communications Reviewed on: 15th April 2026

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