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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very good company who want to help with any difficul...

Very good company who want to help with any difficulties. Reviewed on: 15th April 2026

Amazing and friendly.

Amazing and friendly. Very supportive. Reviewed on: 15th April 2026

Its been a breeze.

Its been a breeze. So easy to apply and sort everything out. Reviewed on: 15th April 2026

an extraordinary experience and I want to continue w...

an extraordinary experience and I want to continue with you because you are very serious! Reviewed on: 15th April 2026

magic zopa

well informed very helpful good text alerts after purchasing in all a very good bank Reviewed on: 15th April 2026

Excellent communication and understanding

Excellent communication and understanding Reviewed on: 15th April 2026

Have been using Zopa for many years now and have nev...

Have been using Zopa for many years now and have never had a problem, the app works well and has made things easy to manage Reviewed on: 15th April 2026

Exceptional service

ZOPA accepted me when other wouldn't. It's helped me through some difficult financial times and has helped me get back on top of my debts. Their customer service is exceptional and the app is very easy to navigate. They keep you fully informed without being overbearing or intrusive. My experience has been very positive. Reviewed on: 15th April 2026

Great card easy to apply application so easy I will...

Great card easy to apply application so easy I will recommend this to my friends Reviewed on: 15th April 2026

Great credit card very helpful, great customer servi...

Great credit card very helpful, great customer service , very knowledgeable. Reviewed on: 15th April 2026

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