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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

So far so good

So far so good, all payments go smoothly can’t complain Reviewed on: 15th January 2026

Excellent credit card.

Excellent credit card. The online app is so easy to use. Reviewed on: 15th January 2026

Very easy to deal wit

Very easy to deal with, very professional Reviewed on: 15th January 2026

Easy to use app and wait you see is what...

Easy to use app and wait you see is what you grt Reviewed on: 15th January 2026

It has helped me a lot when I was in trouble.

It has helped me a lot when I was in trouble. Reviewed on: 15th January 2026

Happy customer

I applied for credit on zopa and got a response straight away and had my card within a few days Well happy thank you Reviewed on: 15th January 2026

Since getting my Zopa card I've had my credit score...

Since getting my Zopa card I've had my credit score gradually increase. I lost my job a number of years ago and then retired early after some financial difficulty. The staff at Zopa were really understanding and gave me the chance to start improving my credit again and getting back onto an even footing. I would recommend Zopa to anyone who is really wanting to get back on an even better future. Reviewed on: 15th January 2026

Zopa credit card.

Excellent customer service,Easy to apply great for everyday expenses I improve my credit score as well. Reviewed on: 15th January 2026

Offered credit card when couldn't get credit no mult...

Offered credit card when couldn't get credit no multiple or repeated questions well done and glad I chose zopa thanks Reviewed on: 15th January 2026

Very good service and easy to use

Very good service and easy to use Reviewed on: 15th January 2026

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