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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Have been using Zopa for many years now and have nev...

Have been using Zopa for many years now and have never had a problem, the app works well and has made things easy to manage Reviewed on: 15th April 2026

Exceptional service

ZOPA accepted me when other wouldn't. It's helped me through some difficult financial times and has helped me get back on top of my debts. Their customer service is exceptional and the app is very easy to navigate. They keep you fully informed without being overbearing or intrusive. My experience has been very positive. Reviewed on: 15th April 2026

Great card easy to apply application so easy I will...

Great card easy to apply application so easy I will recommend this to my friends Reviewed on: 15th April 2026

Great credit card very helpful, great customer servi...

Great credit card very helpful, great customer service , very knowledgeable. Reviewed on: 15th April 2026

understandable English.

Everything is in understandable English. All enquiries dealt with painlessly and quickly. Reviewed on: 15th April 2026

New to Zopa

New to Zopa but easy to navigate.... Clean and tidy image. Reviewed on: 15th April 2026

Happy customer

Zopa gives people a chance to help build up their credit score Reviewed on: 15th April 2026

Great customer services easy app and good interest r...

Great customer services easy app and good interest rates Reviewed on: 15th April 2026

Breath of fresh air

Excellent customer service, easy from start to finish Reviewed on: 15th April 2026

Excellent

Excellent Quality And service good rate Reviewed on: 15th April 2026

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