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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

understandable English.

Everything is in understandable English. All enquiries dealt with painlessly and quickly. Reviewed on: 15th April 2026

New to Zopa

New to Zopa but easy to navigate.... Clean and tidy image. Reviewed on: 15th April 2026

Happy customer

Zopa gives people a chance to help build up their credit score Reviewed on: 15th April 2026

Great customer services easy app and good interest r...

Great customer services easy app and good interest rates Reviewed on: 15th April 2026

Breath of fresh air

Excellent customer service, easy from start to finish Reviewed on: 15th April 2026

Excellent

Excellent Quality And service good rate Reviewed on: 15th April 2026

Helped me when everyone ended failed

Helped me when everyone ended failed Reviewed on: 15th April 2026

Zopa let's me no in plenty time about payment

Zopa let's me no in plenty time about payment Reviewed on: 15th April 2026

Zopa credit is excellent as you have option to payba...

Zopa credit is excellent as you have option to payback monthly a reasonable amount or if you can pay a certain amount at once to clear the debt ,Zopa always remind when a payment is due and they keep reminding so as not to miss a payment ,l strongly recomend Reviewed on: 15th April 2026

Convenient app access

Great access via the app but slightly high interest rate Reviewed on: 15th April 2026

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