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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great credit card, great customer service.

Great credit card, great customer service. Reviewed on: 27th April 2025

Very good service he has good support helpline

Very good service he has good support helpline Reviewed on: 27th April 2025

On target the app is brilliant keep control and alwa...

On target the app is brilliant keep control and always reminding when there are options great service and help when needed Reviewed on: 27th April 2025

great experience very easy to use app syncing app br...

great experience very easy to use app syncing app brilliant know exactly where I am with my finances Reviewed on: 27th April 2025

Good option for the people , used any time and every...

Good option for the people , used any time and everywhere Reviewed on: 27th April 2025

Supportive life changing bank

I had bad credit due to a business failure, even though I was paying my debt honestly and committed NATWEST who I had been with for 15 years and put over £750k through the account would not support me. ZOPA gave me a minimum allowance credit card and within a year the limit is now enough to pay all my families monthly purchases on including food and is easy and simple to pay off every month. I have ADHD which makes routine hard but ZOPAs APP makes the process a breeze. I will bank with ZOPA forever now and I will use their new products. Reviewed on: 27th April 2025

Zopa card

Very good value for money very easy to get and use Reviewed on: 27th April 2025

Very good customer service amazing apr I find the ca...

Very good customer service amazing apr I find the card easy to usu when doing bank transfer withdrawal of money and I am very happy with everything I do with my card Reviewed on: 27th April 2025

The app just works like it says on the tin.

The app just works like it says on the tin. Easy to use and all the key information is right where you need them. Reviewed on: 27th April 2025

Great buisness to deal with banking also included

Great buisness to deal with including banking with them too Reviewed on: 27th April 2025

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