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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Applying for the credit card was quick and easy

Applying for the card was quick and easy amd their customer service chat was very helpful Reviewed on: 15th January 2026

Great customer service and the app is easy to use.

Great customer service and the app is easy to use. Reviewed on: 15th January 2026

Very helpful

Very helpful easy to set up helpful card sent very quick helpful and online chat was easy Reviewed on: 15th January 2026

Excellent

Very easy to use website, so far I have had no problems Reviewed on: 15th January 2026

No issues been good had no problems at all

No issues been good had no problems at all Reviewed on: 15th January 2026

Just great all round well recommend

Just great all round well recommend Reviewed on: 15th January 2026

I find the interest rate are reasonable and the view...

I find the interest rate are reasonable and the view time that I have contacted the customer service, they are always helpful. Reviewed on: 15th January 2026

very helpful and efficent also very friendly

very helpful and efficent also very friendly Reviewed on: 15th January 2026

Absolutely love Zopa great card great for lending mo...

Absolutely love Zopa great card great for lending money and using no interest once paying in full monthly great card and also helps with you’re credit score Reviewed on: 15th January 2026

Christmas saviour

I found zopa through experian and the service was amazing. Really helped me out over Christmas and the interest rates are brilliant! Reviewed on: 15th January 2026

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