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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa was very easy to sign up for, I like the choice...

Zopa was very easy to sign up for, I like the choices they have as in paying back dates methods etc. very easy to navigate around the site. Everything was straight forward and I'm very happy I chose this as my option for a credit card Reviewed on: 15th January 2026

Perfect *****

Perfect card in every way. No problems Reviewed on: 15th January 2026

I found my self Zopa as a good and straight forward...

I found my self Zopa as a good and straight forward organisation Reviewed on: 15th January 2026

All round great experience start to finish

All round great experience start to finish Reviewed on: 15th January 2026

Always easy to use and quick to respond

Always easy to use and quick to respond Reviewed on: 15th January 2026

Really good rates and not expensive repayments

Really good rates and not expensive repayments Reviewed on: 15th January 2026

Great company

Find zopa great and easy to deal with would recommend to people Reviewed on: 15th January 2026

Good service,nice and easy online paying the card.

Good service,nice and easy online paying the card. Reviewed on: 15th January 2026

You're in control of your spending with the app,,pay...

You're in control of your spending with the app,,payment dates are clear Reviewed on: 15th January 2026

Lifesaver

Gave me a chance to have a credit card over Xmas even with poor credit. Reviewed on: 15th January 2026

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