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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Financial problems in the past

Having had financial problems in the past, Zopa have been extremely helpful in getting things on a healthy standing Reviewed on: 27th April 2025

Thanks to Zopa

Zopa gave ne a card when my rating wasn't that great and he initial limit was good considering my situation. Thanks Reviewed on: 27th April 2025

Good start, but tell us a Little more

Good start, but tell us a Little more Reviewed on: 27th April 2025

Excellent company

Fantastic credit card fees and this company offer so much more. Their customer service is excellent and app is so easy to navigate Reviewed on: 27th April 2025

Been good but takes a long time to get credit...

Been good but takes a long time to get credit raise Reviewed on: 27th April 2025

Look after my interest if think something not right

Look after my interest if think something not right Reviewed on: 27th April 2025

A good credit card for an emergency,but I would say...

A good credit card for an emergency,but I would say I've not had a credit increase for a number of years Reviewed on: 27th April 2025

Whenever I’ve had to contact the support team they h...

Whenever I’ve had to contact the support team they have been excellent in sorting out my issues & treated me like a valued customer. Great Work Zopa !!!!. Reviewed on: 27th April 2025

Zopa are a friendly professional service and the man...

Zopa are a friendly professional service and the management is outstanding Reviewed on: 27th April 2025

Very good company best credit card

Very good company best credit card Reviewed on: 27th April 2025

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