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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great card for building credit

I have poor credit but have started to sort myself out zopa gave me a card with a limit that is easy to manage and helps build my credit back up Reviewed on: 27th April 2025

A very good experience Very professional

A very good experience Very professional Reviewed on: 27th April 2025

Good credit cards easy the use in the shops

Good credit cards easy the use in the shops Reviewed on: 27th April 2025

Since I've had my Zopa account never had any issues.

Since I've had my Zopa account never had any issues. Great company easy to navigate online facilities. Reviewed on: 27th April 2025

Great company keep ut up thanks for the help

Great company keep it up thanks for the support n help was much needed when I was stuggling Reviewed on: 27th April 2025

I have a good experience with zopa

I have a fantastic experience with zopa good experience Reviewed on: 27th April 2025

I have had a great service

I have had a great service, they are friendly, helpful and have the best and most easy to understand app Reviewed on: 27th April 2025

Had an issue with card being hacked.

Had an issue with card being hacked. So I got intouch with customer service. Within minutes I had a card cancelled and a new one on the way. Guy that sorted it out was 5 star Reviewed on: 27th April 2025

Zopa has been very helpful on short term financial d...

Zopa has been very helpful on short term financial difficulties arranging to make most of the payment plan and understand its customers hardship. This is great and why I am still a customer of Zopa Reviewed on: 27th April 2025

Great and excellent service, accessible mobile appli...

Great and excellent service, accessible mobile application Reviewed on: 27th April 2025

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