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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Very easy to use app and very good rates

Very easy to use app and very good rates Reviewed on: 27th April 2025

A very straight forward and honest company

A very straight forward and honest company Reviewed on: 27th April 2025

Best services that not receiving from other providers.

Best services that not receiving from other providers. Reviewed on: 27th April 2025

Excellent Value

Excellent value for money and service Reviewed on: 27th April 2025

Excellent service

Easy app to use l, customer service on point, Reviewed on: 27th April 2025

Zopa has been amazing for me to rebuild my credit sc...

Zopa has been amazing for me to rebuild my credit score after being in a IVA. Reviewed on: 26th April 2025

Helped me out when nobody else would

Helped me out when nobody else would Reviewed on: 26th April 2025

It’s a great banking app, super easy to use and have...

It’s a great banking app, super easy to use and have enjoyed being a customer. Reviewed on: 26th April 2025

Easy to manage with the app, always up to date when...

Easy to manage with the app, always up to date when notifying of any changes etc Reviewed on: 26th April 2025

Hassle free credit that is easy to manage

Hassle free credit that is easy to manage Reviewed on: 26th April 2025

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