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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Quick & easy.

Quick, easy access to all that is required, statements etc, and prompts about payments, offers etc. Reviewed on: 15th January 2026

Really good credit card cash withdrawal available

Really good credit card cash withdrawal available Reviewed on: 15th January 2026

Zopa is ideal for me

When I needed help Zopa was there for me Reviewed on: 15th January 2026

Great and easy use.

Great and easy use. Easy to navigate and see where you are with the finances. Reviewed on: 15th January 2026

Very easy to apply and receive card

Very easy to apply and receive card Reviewed on: 15th January 2026

Very easy to use , helpful staff .

Very easy to use , helpful staff . Very straightforward Reviewed on: 15th January 2026

Amazingly simple to deal with, takes away all the st...

Amazingly simple to deal with, takes away all the stress Reviewed on: 15th January 2026

Good experience safe banking excellent service

Good experience safe banking excellent service Reviewed on: 15th January 2026

Highly recommended

First credit card I have had in a long time and found it so easy to apply for and their app is great for someone who wants to keep on top of their finances and pay statement off each month. Reviewed on: 15th January 2026

Have not had anything but great support from Zopa.

Have not had anything but great support from Zopa. No problems with website or enquiries I have had. Pleased with my experience so far do not foresee any issues in the future Reviewed on: 15th January 2026

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