Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

I have got a decent credit limit.

I have got a decent credit limit. Zopa has excellent customer service. Reviewed on: 26th April 2025

Good company definitely recommend

Great service and great company excellent customer service and always there if need help, love the credit card, always kept payments upto date and the interest rates is very good Reviewed on: 26th April 2025

Professional, helpful and always there

Always helpful and polite on the phone. Professional approach on every occasion. Credit limit increases have been sustainable so always manageable too. App is really good too. Thanks for being there when I need you! Reviewed on: 26th April 2025

Easy to use linked with the app and good customer se...

Easy to use linked with the app and good customer service Reviewed on: 26th April 2025

I have a very good experience with Zopa credit card.

I have a very good experience with Zopa credit card. Reviewed on: 26th April 2025

Professional, straightforward, customer friendly

Professional, straightforward, customer friendly Reviewed on: 26th April 2025

Good all round experience.

Good all round experience. Customer service also quick Reviewed on: 26th April 2025

Excellent card

Had my Zoopla card to build my credit had it over a year now and my experience has been brilliant will definitely be keeping this card Reviewed on: 26th April 2025

Zopa are very good , and very informative on there p...

Zopa are very good , and very informative on there products.. staff are so helpful Reviewed on: 26th April 2025

Great company

They make everything simple and understandable Reviewed on: 26th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase Credit Card
from Halifax 3.75 from 18 reviews
Premier Credit Card
from HSBC 3.85 from 20 reviews
Classic Extra Card
from Capital One 3.56 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub