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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

A great credit card with complete understanding of building a credit score and allowing you to use a credit card

Great company. Would 10/10 suggest Reviewed on: 28th March 2022

Best credit card

I like the fact that when u pay off your balance unlike other cards it goes on straight away where other card companies take about 2 days Reviewed on: 28th March 2022

Fantastic customer care

Great experience with credit card company, a breath of fresh air, in a very crowded market. Reviewed on: 28th March 2022

Great service

Prompt to help, reminders to pay Reviewed on: 28th March 2022

Alexander Balogh

The best Credit card in year 2022 Reviewed on: 28th March 2022

ZOPA when I need it most

Zopa are greatbots always to hand when I need it and the features are great like the app, being able to see my spending and changing dd details when I need to, what more could I ask for Reviewed on: 28th March 2022

Clear, Simple and Competent

App is very clear with instructions and simple to use. All information and customer service is competently handled. Reviewed on: 28th March 2022

Top class service provider

Very happy customer, would recommend to friends & family Reviewed on: 28th March 2022

Great company

Great credit card company I need to win ;) Reviewed on: 28th March 2022

Great and trusted

Good service,good app highly recommend Reviewed on: 28th March 2022

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