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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great app . Keeps in touch with my spending and updates me with transactions and balances .

Regular statements and updates keep me on track with my spending . A card that also helps you to save . It's a far safer way of using a credit card and encouraged responsible spending. Reviewed on: 28th March 2022

Very best credit card

I love the facility the App is very simply Reviewed on: 28th March 2022

Amazing service.

I am using this card like 7 months ago but compared to any other cards it’s more easy to use and reliable then others.. Reviewed on: 28th March 2022

Great service

Using Zopa is a step forward in banking. It has been designed with the consumer in mind and is very user friendly. Leaves the traditional high street banks behind. Reviewed on: 28th March 2022

Excellent service

Easy to use, great way of working and very fair decisions in all aspects of banking Reviewed on: 28th March 2022

Great full customer

The service and information for Zopa is so easy to understand. Always will to offer other services which I would not were available. Thank you Reviewed on: 28th March 2022

Great easy to use friendly credit card

Since having a Zopa card, it makes credit use so manageable! Personally like the fact that when you pay your balance it's almost immediate! Early notifications to make sure you don't miss a payment and a manageable credit limit! ZOPA keep up the good work!!!! 5 stars! Reviewed on: 28th March 2022

Great quick easy

The best and quickest the app easy Reviewed on: 28th March 2022

Very impressed

Zopa have been instrumental in helping increase my credit score. Set me a manageable credit limit and it's so easy to keep on top of it all with their easy to use app. Brilliant...I've recommended family and friends to use Zopa too. Reviewed on: 28th March 2022

Great company

I was able to purchase some aids to help me around the house with my Zopa Credit Card. I have recently been diagnosed with a nerve debilitating condition. Reviewed on: 28th March 2022

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