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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

65% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Time to get

Everyone keep it everywhere to buy Reviewed on: 29th March 2022

Good clear credit

Easy to use app, notifications on what you are spending are useful too Reviewed on: 29th March 2022

Great all round service

Great service from great staff nothing to much trouble, cannot fault them Reviewed on: 29th March 2022

Good communication

Helps manage card with good communication Reviewed on: 29th March 2022

Credit made simple!

The app is great. Very user friendly and the functionality (spend limit, etc) is so helpful! Reviewed on: 29th March 2022

The Best Credit Card Provider category.

Excellent customer service. Very recommend. Very easy to apply the card. Reviewed on: 29th March 2022

Good service

The application process was very easy. The app is very user friendly. Transactions are updated immediately. Reviewed on: 29th March 2022

It's great

It's been great since I got the card, well recommend. Reviewed on: 29th March 2022

Helpful

Good experience staff are friendly never had any problems with them, happy customer Reviewed on: 29th March 2022

Great financial institution

Zopa is a unique, flexible and great financial solution that meets a great variety of customers needs and is tailored to individuals spending habits. Reviewed on: 29th March 2022

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