Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Overall well structured company

My experience with Zopa has been great, when I first received my account with Zopa I was greeted with an abundance of helpful information that allowed me to understand the mobile app as well as the structure of our financial agreement. Reviewed on: 28th March 2022

Brilliant

Outstanding, I couldn’t live without my Zopa … so easy to keep track in my spending Reviewed on: 28th March 2022

Easy user friendly service

I am a new customer and it was so easy to set everything up, from opening the account to setting up the mobile app. I get notifications to remind me when payments are due and find this service a lot easier to use than other banking apps. The card arrived within a couple of days which was a lot quicker than other companies. Reviewed on: 28th March 2022

Happy customer

I’ve had a great experience with Zopa. Struggled to get credit elsewhere. Been treated fairly by Zopa and communication has been great. The app is really brilliant to use and I can keep a check on my account with just a couple of clicks. A very happy customer! Reviewed on: 28th March 2022

The company to increase and buid your credit score.

My credit score went by 300 points plus in 5 months of signing for Zopa. Not only that but my intial credit limit of £450 increased to £1100. Now on my way to having excellent credit score. Reviewed on: 28th March 2022

Perfect service

it is verry great card and I will recommended it to everyone Reviewed on: 28th March 2022

Simple and easy

Zopa app for the credit card is easy to use from making repayments to checking statements and transactions Reviewed on: 28th March 2022

Great App

Great App so efficient makes managing payments and statements so easy and fast. Good customer service with email updates. Reviewed on: 28th March 2022

I very like

Very good . Very good experience Reviewed on: 28th March 2022

Brilliant service

Every aspect is perfect and would recommend to all Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Shop Direct 4.67 from 6 reviews
Aqua credit cards
from NewDay 4.89 from 3307 reviews
Credit builder card
from thimbl. 4.88 from 18 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub